Fresh out of 12th grade, you are finally ready to start the next chapter of your life. You get to decide which of the career options after 12th commerce you want to pursue and make a name for yourself.

If you have already decided which career path you want to follow, best of luck to you! However, if you are still confused about what you want to do after high school, these are a few possible career options after 12th commerce.

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Henry Harvin Teen MBA is one of the courses which help you to decide a career in technology, marketing, finance and entrepreneurship careers.

The Teen MBA program helps you in your road to discovering a career you are passionate about. It aids you in developing entrepreneurial skills.

This program does not only help you appreciate the world of not only commerce, but also make money work for you.

Without further ado, here is a list of career options after 12th commerce:

1. Management

Management involves planning, coordinating, forecasting and organizing of a company’s processes, to ensure effective growth and function. It is one of the most popular career options after 12th commerce.

If you are looking for a reliable career progression, then this field provides you with that.

It is a vast field that gives you the opportunity to select from various different roles and specializations, including marketing, HR, finance, sales, etc.

Career Opportunities

Management being a highly versatile field, you can find various national and international opportunities in areas such as:

  • Consulting
  • General management 
  • Human resources
  • Marketing, sales
  • Operations management 
  • Finance and many more


To get into a career in management, you need to complete graduation in any field, which is to be followed by an MBA.

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2. Economics

Economics is defined as the study of the production, transfer, and use of goods, services, and resources. It is one of the research-oriented career options after 12th commerce.

If you can easily learn and use various principles and theories, then this may be the field for you.

Economics as one of the Career Option After 12th Commerce

The work of economists includes researching and analyzing data to predict market trends, build economic theories and models, and other related economic activities.

This is a field with an extremely positive future outlook, as there is a huge demand for qualified economists in consulting firms, banks as well as in public sectors, both in India and abroad.

Career Opportunities

Career Opportunities opportunities in this field include working as:

  • Economist
  • Statistician 
  • Strategist 
  • Risk management analyst 
  • Operations research analyst, etc.


To pursue a career in economics, you have to have a bachelor’s degree

  • Economics
  • Bachelor of Business Economics

A major in Economics will also serve you well, following which you can pursue a Master’s Degree in Economics.

3. Chartered Accountancy

Chartered Accountancy as one of the Career Option After 12th Commerce

Chartered Accountancy is one of the most well-known career options after 12th commerce. It is an internationally recognized professional certification managed by the Institute of Chartered Accountants of India.

Career Opportunities

A Chartered Accountant works across multiple fields of business such as

  • Audit
  • Investment
  • Finance, etc

To increase a firm’s profitability.


After graduating 12th standard, these are the steps you will need to follow to become a Chartered Accountant:

  1. Register yourself with the ICAI, and clear the Competency Professional Test.
  2. Write and clear the Integrated Professional Competence Course Exam in one or both groups.
  3. Undergo Articleship for 3 years under a practicing C.A .
  4. After the completion of your Articleship, clear the C.A Final and get your C.A certification.

4. Actuarial Science

The field of Actuarial Science is one of the most underrated career options after 12th commerce and deals with the analysis of risk across various fields, such as insurance, business, finance, etc. 

Actuarial Science as one of the Career Option After 12th Commerce

As an Actuary, your job will be to employ mathematical equations, financial theories and statistics to determine risk and uncertainty associated with future events. You will have to collect statistical data and conduct analysis to design and implement business strategies.

It is an emerging career option, being extremely lucrative on the monetary front. In this field, you may expect longer workdays and a tough academic cycle.

Career Opportunities

Actuaries work in many different fields such as: 

  • Insurance
  • Enterprise risk, 
  • Actuary consulting firms
  • Investment 
  • Pension and retirement
  • Risk management, and many more


  • Clear the Actuarial Common Entrance Test (ACET). 
  • Register at the Institute of Actuaries of India (IAI).
  • After completing 4-5 exams out of the total 15 conducted by the IAI, you can start working as an Actuary. 

5. Finance

Pursuing a career in finance involves helping businesses and individuals in making various financial decisions, raising capital for expansion, managing assets and liabilities, and other related activities.

Finance as one of the Career Option After 12th Commerce

Some important skills required for a career in finance include a good grasp of accounting concepts and economics and analytical thinking.

Career Opportunities

Finance is a vast sector includes various possible positions such as 

  • Investment Banking 
  • Financial Consulting 
  • Financial Analyst 
  • Risk Management, etc.


At the undergraduate level, you are recommended to pursue a specialized finance course. You also have the option of pursuing a more vast course such as B.Com or BBA.

Next, you can either pursue an MBA in Finance or a specialized Masters in Finance. There is even an option to pursue additional certification courses.

6. Stockbroking

Stockbroking involves buying and selling stocks on the stock market. It is one of the fastest growing career options after 12th economics. Stockbrokers manage stock investments, bonds, and derivatives for their clients, and give them advice related to market fluctuations. 

Stockbroking as one of the Career Option After 12th Commerce

This field is predicted to witness good growth with the steady growth in the Indian stock markets. It is a career option for you if you have a tendency for following financial markets and are adaptable.

Career Opportunities

You can work with

  • Brokerage firms 
  • Insurance companies 
  • Banks
  • Investment banks

And also as an Independent broker.


For a career in stockbroking, you will have to pursue several short-term and long-term certifications.

A degree in a course such as BBA, MBA Finance, B.Com or CA may also help.

7. Entrepreneurship

Entrepreneurship as one of the Career Option After 12th Commerce

One of the growing career options after 12th commerce is to set-up your own business. As an entrepreneur, you will be the one to conceptualize the business idea, build the structure, function, and strategy and launch the company. 

If you are looking for an extremely positive outlook for the future, this may be the choice for you  as the government of the country is supporting start-up initiatives. Keep in mind, that this is a very risky path and will be more challenging.


The traits required to be a successful entrepreneur are:

  • Creativity
  • Business knowledge

However, this can be a very risky path and is more challenging than many other career options.

8. Bank Probationary Officer

A Bank Probationary Officer is an entry-level position holder in a bank. Both public and private banks conduct exams for Bank PO. 

It is one of the safest career options after 12th commerce.

Bank PO as one of the Career Option After 12th Commerce

As a candidate, you will be required to work in multiple activities related to the daily functioning of a bank, such as handling cash flow, customer complaints, supervising clerical work, loan processing and approval, etc. 

The completion of the probation period may lead to the candidate becoming an assistant manager, pursuing to become the branch manager and attaining higher positions.

Career Opportunities

There are various different posts you can strive for as a Bank PO like

  • Accounts clerk 
  • Administrative assistant 
  • Credit officer 
  • Insurance officer, etc.


You can take any of the Bank PO exams after graduation in any stream, although a financial stream may be more advantageous.

9. Company Secretary

Company Secretary as one of the Career Option After 12th Commerce

The Institute of Company Secretaries of India (ICSI) administers the professional course for a Company Secretary. 

As a Company Secretary you will have to handle the efficient administration of a company and ensure that the decisions of the board of directors are properly implemented. 

You will be asked to give advice on conducting business, suggesting ways to prepare financial reports, assisting in planning, advising on company law, etc.

Career Opportunities

As a company secretary, your services can be required in both the public and private sector.

There is also the potential to start independent practices.


The CS course is divided into 3 stages:

  1. Foundation Program
  2. Executive Program
  3. Professional Program

After the completion of the Executive Program, you will be required to participate in 15 months of practical training.

The completion of all stages will lead to you making it as an associate member of ICSI.

10. Law

It is a common misconception that you can only pursue law if you have graduated from the Humanities stream.

However, that is not the case. You can pursue law after graduating in any stream.  

Law as one of the Career Option After 12th Commerce

Career Opportunities

After getting a law degree and passing the BAR examination, you can pursue to become a: 

  • Public prosecutor
  • Solicitor general 
  • Part of private legal firms


There are numerous degrees you can pursue in the field of law.

  • Bachelor of Laws (LL.B.) – 3 years
  • Integrated undergraduate degrees – B.A. LL.B., B.Sc. LL.B., BBA LLB, B.Com LL.B – 5 years
  • Master of Laws (LL.M.) – one/two years
  • Master of Business Law
  • Doctor of Philosophy (PhD)
  • Integrated MBL-LLM/ MBA-LLM – 3 years

11. Statistics

Statistics as one of the Career Option After 12th Commerce

If you are interested in the field of Statistics, it involves interpretation, analysis, and representation of numerical data. As a statistician, you will have to collect and analyse data to solve problems and make recommendations. 

Statisticians organize data and use various statistical tools to analyse data and make recommendations to stakeholders and policymakers.

Career Opportunities

There are a plethora of opportunities available in this field both in the public and private sector. Some of these roles include:

  • Data analysis
  • Investment analysis
  • Market research
  • Risk analysis, etc.


You will want to pursue a B.A/B.Sc. Statistics or B.Stats degree, followed by a M.A/M.Sc Statistics or M.Stats degree at the PG level.

12. Cost and Management Accounting

If you aim to become a Cost and Management Accountant, you will be responsible for budgeting, cost management, performance evaluation and asset management of a company. 

CMA as one of the Career Option After 12th Commerce

The Institute of Cost Accountants of India provides the CMA certification. Cost and management accountants work alongside corporate executives to prepare the financial plans and reports for the company.

Career Opportunities

You have the choice to pursue a career as a cost accountant, and other related fields such as financial consulting. You may also get the opportunity to advance to even higher-level positions in the world of finance.


You will be expected to clear 20 different exams conducted by the ICAI, which will be divided in 3 level

  1. Foundation
  2. Intermediate
  3. Final

13. Commerce

Commerce is a safe and vast field consisting of various commerce-related domains which include accounting, auditing, taxation, etc.

The fast growing economy along with a flourishing trade and commerce make this field very important with a number of respected career options available.


At the undergraduate level, you can pursue a B.Com or B.Com (Hons.) degree. This can be followed by an M.Com, MBA or a certification course, such as CA, CS, CMA, etc., depending upon the field of your interest.

14. Certified Financial Planner

CFP as one of the Career Option After 12th Commerce

If personal finance and wealth management are the domains that you are interested in, pursuing to become a certified financial planner may be the career choice right for you. 

For a majority of the commerce students, taxation policies and the general awareness about investment basics have already covered. This gives them an edge to become a financial planner.

Career Opportunities

The technical program offered by The Financial Planning Standards Board of India trains commerce students in the field of: 

  • Financial planning 
  • Taxation 
  • Risk management, etc.


In order to become a certified Financial Planner, you will have to get certified from the Financial Planning Standards Board of India.

The course to become a CFP is divided into 6 modules and the exam for each module is held in the online format.

15. Creative Arts

All of the career options discussed above are more academic than not. If you are not interested in any kind of academic field, and instead want to pursue a more creative domain, you may be suited for a career in a more artistic field like:

  • Photography
  • Film Making
  • Fashion Design, etc


The only requirement for starting a career in this field is for you to be confident, follow your passion and work hard to achieve success.


To make a good career decision, having guidance from your elders and experienced persons really helps. Good elderly advice is very important to guide you in your career path. 

At the end of the day, it is your life that is at stake. You have to decide what you want to do. 

The education that you will gain today will stay with you throughout your life and guide you as your life goes on.

The most important thing is to follow your passion and pursue what you like. If you do this, the path to success will become much smoother.

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